August 2025 Market Overview – Halal Investing in a World of Transition

August marked a turning point in global markets. With economic indicators showing mixed signals, slowing growth in the West, yet strong activity in parts of Asia, investors faced uncertainty. For Muslim investors, this was not a time for fear but for tawakkul by putting trust in Allah and informed, halal decision-making.

At Al-Wadhiah, we remain committed to guiding portfolios with both precision and piety, ensuring your wealth thrives in ways that are compliant, ethical, and blessed.

Global Financial Highlights – August 2025

1: Equities: Calm Before a Possible Autumn Storm

Markets stabilised, with steady growth in energy and healthcare, while speculative tech continued to swing. Al-Wadhiah maintained selective exposure to halal sectors, prioritising value-driven industries with long-term halal potential.

2: Real Assets: Global Demand Holds Strong

Shariah-compliant property funds saw continued inflows, especially in Southeast Asia and the UK. Institutional investors increasingly sought Al-Wadhiah’s real estate opportunities as a shield against inflation.

3: Commodities: Agriculture & Energy in Focus

Food security concerns kept agricultural commodities strong, aligning with halal principles of investing in essentials. Meanwhile, oil markets responded to shifting OPEC strategies, underlining the importance of non-speculative exposure.

4: Currencies & Indices: Strategic Adaptation

August’s currency movements reflected global uncertainty. Our halal trading desk responded with steady, non-leveraged strategies, keeping portfolios safe from unnecessary risk while capturing halal growth.

Halal Investing in August: What We Learned

– Certainty lies not in markets, but in Allah.
– Essential, halal-backed sectors remain resilient.
– Ethical finance brings calm amid global noise.

How Al-Wadhiah Protected Your Portfolio in August

• Disciplined sector allocation rooted in halal principles
• Ongoing Shariah board screening and audits
• Transparent dashboards for all investors
• Integrated wealth purification through Zakat insights

Zakat, Da’wah & Your Wealth’s Legacy

August saw Al-Wadhiah and aYmab continue to channel halal returns into meaningful impact:

• Supporting Dawah projects with financial strength
• Ensuring your wealth benefits communities globally
• Aligning your earnings with akhirah rewards

Faith Meets Finance

“Whoever is mindful of Allah, He will make a way out for him and provide for him from where he does not expect.”

— Surah At-Talaq (65:2–3)

The Prophet ﷺ said:

“The best of people are those who are most beneficial to others.”
— Al-Mu‘jam al-Awsat

Choose Al-Wadhiah.
Your trusted partner in halal investing, where every decision is ethical, regulated, and Shariah-compliant.