May 2025 Market Overview

A Shariah-Compliant Investment Insight from Al-Wadhiah

As the warmth of May unfolded, global markets found themselves dancing between uncertainty and innovation. From the U.S. interest rate pause to geopolitical flare-ups and continued AI dominance, investors had to navigate carefully. For the Muslim investor, this wasn’t just about performance; it was about staying principled amid complexity.

At Al-Wadhiah, our investment lens remains clear: ethical portfolios, real assets, and a purpose beyond profit. Here’s our Shariah-compliant market insight for May 2025 and how we help your wealth thrive in line with faith and foresight.

Global Market Recap – What May Revealed

Equities: Rotation, Resilience, and Renewables

In May, market attention rotated from big tech to mid-sized halal-compliant firms across industrials, logistics, and clean utilities. The correction in overvalued tech names opened doors for value-seekers aligned with ethical criteria.

• AI & Automation:
  Shariah-compliant AI firms focused on agriculture, logistics, and education remained attractive. Ethical boundaries in data usage are becoming a key concern and a unique opportunity for firms with integrity.

• Sustainable Infrastructure:
  Halal energy and transport-focused companies gained momentum, especially those building renewable grids or EV supply chains in emerging markets.

• Healthcare Tech:
  AI-powered diagnostics and mental health platforms (Shariah-compliant) surged in user adoption and investor attention.
  
  Al-Wadhiah screens all listed equities rigorously, removing companies with debt-based financing, speculative income, or impermissible operations.

Commodities & Gold – Hedging with Honour

Gold prices remained firm in May, responding to global demand from both institutional investors and inflation-wary individuals. For Shariah-conscious investors, gold continues to offer security without interest-bearing instruments.

• Silver & Lithium:
  Industrial commodities linked to halal infrastructure and battery tech saw increased investment flows.

• Oil & Gas:
  Volatility remained, especially with pricing tied to ongoing OPEC+ decisions and geopolitical shifts. Our halal commodity baskets maintain real asset backing and avoid speculative contracts (gharar).

Real Estate – A Safe Sanctuary

Real estate maintained its glow, particularly in the GCC and suburban UK markets. Families and HNWIs continued to favour fully backed, riba-free property investments.

Key Trends in May:

• Increased demand for multi-generational family housing

• Institutional interest in Shariah-compliant REITs and property funds

• Focus on long-term yield over short-term capital gain

Al-Wadhiah’s real estate fund avoids leverage, uses Islamic contracts, and invests in income-generating, ethically vetted properties.

Faith-Driven Finance: Why It Matters More Than Ever

May reminded us that volatility is part of the world. But uncertainty doesn’t mean chaos, especially for those anchored by faith.

For Muslim investors, the real strategy isn’t only growth, it’s responsibility. Halal investing offers:

– Peace of mind
– Long-term spiritual and financial value
– Protection from hidden harm in unethical markets

At Al-Wadhiah, we promise:

• No riba

• No alcohol, tobacco, gambling, or speculation

• No hidden contracts or grey zones

Instead, we offer transparent, halal portfolios built for you and your akhirah.

How We Serve You – Strategically, Spiritually, Securely

Your wealth is an amanah (trust). That’s why every portfolio at Al-Wadhiah is managed with care and accountability.

– Diversified Halal Portfolios

From halal AI stocks to commodity baskets and property funds, our model ensures resilience and real-world impact.

– Expertly Trained Islamic Finance Team

Our team blends global investment experience with certified Shariah expertise to give you the best of both worlds.

– Internal & External Compliance

Every investment is vetted by our in-house team and our trusted Shariah board partners; nothing slips through.

– Custom Investment Paths

Whether you’re a professional, parent, business owner, or institutional leader, we tailor your portfolio with clarity and care.

Zakat-Friendly Investing with aYmab

We don’t just manage wealth. We help you purify it.

Through our partnership with aYmab, your halal returns also create real social impact:

• Support for orphans and widows

• Funding education and clean water

• Structuring portfolios eligible for Zakat obligations

At Al-Wadhiah, giving is part of growing. We call it intentional investing and it’s the future of Islamic finance.

From Qur’an and Sunnah – Wealth With Wisdom

“The example of those who spend their wealth in the way of Allah is like a seed [of grain] which grows seven spikes…”

— Surah Al-Baqarah (2:261)

The Prophet ﷺ said:

“The best of people are those that bring most benefit to the rest of mankind.”

— Sahih al-Jami’

These words remind us that wealth’s highest use isn’t power – it’s purpose. At Al-Wadhiah, we help you invest for both dunya and akhirah.

Ready to Invest with Integrity?

Whether you’re building your children’s future, planning your retirement, or stewarding institutional capital, Al-Wadhiah is your trusted halal partner.

– Explore the Al-Wadhiah Fund.
– Speak to our advisors.
– Join a growing global community of intentional Muslim investors.

Invest with purpose. Grow with barakah. Choose Al-Wadhiah.