October 2025 Market Overview – Halal Investing Amid Global Realignment

October was a month of recalibration for global markets. After a volatile third quarter, investors entered Q4 searching for clarity on growth, inflation, and policy direction. While sentiment remained cautious, opportunities quietly emerged for those guided by knowledge, discipline, and tawakkul in Allah.

At Al-Wadhiah, we continued to balance strategic insight with Shariah integrity. Our approach remained patient and purposeful, focused on real assets and halal enterprises that create lasting value rather than short-term noise.

Global Financial Highlights – October 2025

1: Equities – Stability Returns to Quality
Equity markets steadied after September’s turbulence. Value-oriented and dividend-paying companies regained investor interest, particularly in sectors like healthcare, logistics, and Islamic finance. Al-Wadhiah portfolios stayed anchored in halal industries that combine growth with ethical stewardship.

2: Real Assets – Global Demand Broadens
Real estate activity held firm as inflation hedging and income generation drove investor preference. Demand for Shariah-compliant property funds remained high across the GCC, Malaysia, and the UK. Our focus on non-leveraged, income-backed assets continued to deliver steady returns aligned with halal principles.

3: Commodities – Balancing Energy and Essentials
Oil prices fluctuated as OPEC maintained production discipline, while agricultural commodities strengthened due to supply constraints. Our exposure remained selective and faith-consistent, emphasising food security and tangible assets that serve real human needs rather than speculation.

4: Currencies & Indices – Calm After Adjustment
Currency markets stabilized following months of volatility. Central bank divergence offered selective opportunities for halal-aligned positioning, free from leverage or riba. Al-Wadhiah’s currency strategies emphasised prudence and capital preservation.

Halal Investing in October: Lessons and Insights

• Patience and discipline remain the cornerstone of halal success.
• Tangible, essential sectors continue to provide stability.
• Ethical finance endures as a moral and financial compass in uncertain times.

How Al-Wadhiah Guided Your Portfolio

• Continuous Shariah oversight and portfolio screening
• Diversification into halal growth sectors and real assets
• Transparent reporting for investor confidence
• Integration of zakat purification and community benefit

Zakat, Da’wah & Your Wealth’s Legacy

In October, Al-Wadhiah continued its mission of merging finance with faith. Through collaboration with aYmab, a portion of halal profits supported projects that uplift communities and strengthen Islamic values.

• Expanding dawah initiatives and educational programs
• Supporting small enterprises built on halal foundations
• Ensuring that your investment brings benefit beyond financial return

Faith Meets Finance

“Whoever relies upon Allah, then He is sufficient for him.”
— Surah At-Talaq (65:3)

The Prophet ﷺ said:
“The most beloved of deeds to Allah are those that are most consistent, even if small.”
— Sahih Muslim

Choose Al-Wadhiah.
Your trusted partner in halal investing, where every decision is ethical, regulated, and Shariah-compliant.